Covenants, Conditions and Restrictions-CC&R’s

When buying a home most buyers find a home by driving around to different neighborhoods looking for that home that most meets their needs.  When the property is found that attracts our emotion and basic requirements the process move forward to the next level, to make an offer to purchase.  One of the frequently overlooked steps is to understand if the property has any special Covenants, Conditions or Restrictions (CC&R’s) that limit or protect the usage of that property.

Most properties in Central Oregon have CC&R’s that are recorded on the title to the property that govern many aspects of its usage.  An example of a community that has an actively enforced CC&R is Sunriver Homeowners Association.

An example of a few questions a buyer may have are:

• Does this area allow rentals?
• Are there restrictions on what color I can paint my home?
• If I want to increase the size of the home, what is the process?
• Does the garbage can need to be out out of site? 
• Can I park on the street?
• Can I have a boat or RV parked on the property?
• Can I run a home based business from this location?
• Etc, Etc, Etc……….

Most CC&R’s are easily attained.  Many counties or homeowners associations have them downloadable from their websites. If you are working with a real estate professional, they can assist you with this process.

Make sure that you are educated and understand the Covenants, Conditions and Restrictions of a property before you purchase the home of your dreams. 

Sunriver Rules & Regulations – CC&R’s - Click on Governing Documents